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Harold Knight has been providing Workers’ Compensation and other Business Insurance Products since 1984. His Commercial Insurance Brokerage negotiates placements for:

Property & Casualty Insurance & Reinsurance:

  • Workers’ Compensation
  • General Liability
  • Directors & Officers Legal Liability
  • Professional Liability
  • Product Liability
  • Fleet Liability and Physical Damage
  • Property
  • Umbrella/Catastrophe
  • Aviation
  • Marine
  • Environmental Impairment Liability
  • Employment Practices Liability
  • Kidnap & Ransom

Bonds:

  • Construction Bid
  • Performance

Employee Benefits:

  • Life Insurance for Business and Personal Estate Planning
  • Disability Insurance
  • Group Health Plans
  • Retirement Planning

     

Risk Management Consulting/Attorneys on Staff

Risk Management Consultation Services are available from Licensed Massachusetts Insurance Advisors for a wide range of commercial enterprise:

  • Claim Management Systems
  • Safety Engineering Services
  • Experience Rating Audits
  • Insurance & Risk Management Program Audits
  • Risk Management and Insurance Plan Design
  • Insurer Selection Consultation
  • Indemnification Contract Design and Review
  • Insurance-related Legal Services

  

 

Related Services:

Harold Knight and his staff also offers the following services:

  • Proactive negotiations with insurance companies in respect to your premium
  • Terms and conditions for commercial property and casualty
    insurance
  • Bond contracts
  • Employee benefit contracts
  • Assistance with the formulation and maintenance of your corporate safety statements
  • Policies and Procedures
  • Exposure identification reviews of your various financial reports
  • Lease agreements as well as other documents including field inspections of construction sites, real estate properties and plants for the purpose of identifying exposures to loss
  • Assistance with the creation of a risk management philosophy statement
  • Review of your loss prevention reports with insurance company engineers, keeping you informed about serious loss potentials and assistance with compliance with loss control recommendations
  • Assistance with reporting your claims to insurers, maintaining claims files, obtaining loss runs, monitoring claim reserves as set by insurers and negotiating disputes with insurer claim departments
  • Arrangement and attendance of periodic claim meetings
  • Assistance with preparation for Workers’ Compensation claims hearings
  • Assistance with OSHA compliance and record keeping management
  • Review, and correct when necessary, material related to actions of insurance rating bureaus
  • Assistance with the evaluation of risk management issues regarding merger or acquisition activities
  • Loss prevention consultation and training services

 

 

 

 

 

 

 

 

Contact Harold:

978-694-4898
Extension 707

 

"Commercial Insurance for the construction business is complicated.

After 37 years of service as a broker in this field I feel qualified to recommend other quality professionals to my clients.

I have worked with MASI over the last two decades and highly recommend their services."